Employer Sponsored Disability Benefits:

Most employees will be absent from work due to illnesses or injuries. Disability benefits provide an alternate source of income during these times so that the employee can recover without needing to come back prematurely due to financial pressure.
The degree of management required for income support programs is related to the financial exposure. The honour system is sufficient for minor absences while medical scrutiny and functional analyses is reserved for long-term disabilities.

• Minor Absences
• Sick Day Program
• Attendance Management
• Short-term Disability
• Short-term Disability Insurance
• Supplementary EI Sickness Benefits
• Long-term Disability
• Long-term Disability Insurance
• Grouped Individual Disability Insurance