Medical Insurance - spreading the risk

• prescription or prescribed drugs
• eye glasses, contact lenses
• professional services (nursing, chiropractor, physiotherapist, podiatrist, psychologist etc.)
• semi-private hospital room (private hospital room)
• out-of-province & out-of-country hospital and professional services
• ambulance, lab charges
• hearing aids
• medical supplies
• prosthetics, appliances and medical equipment

Also see:

• Medical Claim Reduction Strategies
• Health & Dental Cost Containment Strategies

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