Employee Assistance Program (Benefit Tip © 2001)

Ceridian (the payroll company) has a division that provides a comprehensive Employee Assistance Program (EAP) benefit with the following services:
  • mental health counseling
  • on-site trauma response
  • child care and parenting referrals
  • education and schooling
  • support for teens
  • resources for seniors
  • financial
  • legal
  • healthline
  • health and wellness
  • everyday issues
  • concierge

    Unum Canada provides the most comprehensive Long-term Disability (LTD) insurance benefit with the following features:

  • partial and total disability coverage during the 120 day elimination period
  • partial and total disability coverage to-age-65
  • loss of earnings coverage
  • Cost-Of-Living-Allowance increases during a claim
  • conversion upon termination
  • executive benefits (non-cancelable coverage without medical evidence)
  • early intervention

    A Ceridian EAP can be added to a Unum LTD policy for $0.98 monthly per employee (minimum 10). The 75% cost savings is achieved through discounts and reductions to the risk of mental and nervous disability claims.

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