Income

Advantages

  • Establish a policy that deals with the financial implications of an employee's death, disability and retirement.
  • Attract and retain the best staff.
  • Reduce stress and improve productivity.
  • Feeling of moral obligation or paternalistic paradigm.

    Challenges

  • Attendance management.
  • Fraudulent claims.
  • Restrictive policy wording.
  • Cost-of-living erodes benefits.
  • Employee dissatisfied with claim payment.
  • Confidential medical information.

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