1989 - Established
Benefits Interface was formed in 1989 as a dynamic solution to the market need for independent group benefit plan design, communication, administration and cost control. The company name was registered as a Canadian trademark in 1996. The organization became a Federal Corporation on January 1, 2000.
Developed attendance management policies, procedure, forms and software for use by clients without charge. Assistance was provided to tailor the program to specific organizational needs.
Introduced clients to annual drug maximums, coinsurance and managed formularies. Employers frustrated with health claims rising at twice the CPI were finally able to control haemorrhage in their payroll budget.
Drug plans included an annual maximum, dispensing fee limit, full coverage for drugs on a managed formulary, and 50% reimbursement for drugs that require a prescription but not listed on the formulary.
Dental plans included full coverage for diagnostic and preventive services, 75% reimbursement of restorative services, 12-month recall frequency for adults (6-months for children) and limits on the frequency of replacement procedures.
Popularized health spending accounts as an alternative to medical and dental insurance.
Insurance companies discouraged the movement toward defined contribution health plans by requiring employers to provide basic medical and dental insurance, imposing policy fees and retaining the plan surplus. In response, Benefits Interface developed the necessary software and began administering health spending accounts for clients.
Focused clients’ attention on the role that benefits played in achieving organizational objectives in order to develop comprehensive solutions.
Established the benefits.org website as a knowledge base to give Canadian employers free access to information previously controlled by consultants.
A systematic program of benefit education and wellness promotion was developed for employers and their staff.
The project for this year is to remove the mysterious shroud around corporate wellness programs by developing a do-it-yourself wellness program for organizations who want to help their staff improve health without blowing the budget on consulting fees.